Every two weeks, like clockwork, it hits: payroll.
And yet, for many contractors, it always feels like a surprise. Suddenly you’re scrambling to transfer money, delaying payments to vendors, or dipping into credit lines just to keep your crew paid.

Why?

Because payroll may be predictable, but contractor cash flow is not. When your receivables are lagging and you don’t track what’s coming due, payroll turns into a panic attack instead of a process.

Here’s what I want you to know: payroll pressure is a symptom — not the problem.
The real problem? Lack of a cash schedule that shows what’s coming in vs. what’s going out.

Most of the contractors I work with don’t need more sales to fix payroll pressure. They need:

• Better payment timing
• Clearer receivables tracking
• Tighter job costing
• A 2-week cash runway at all times

I had a client who made payroll by the skin of his teeth every two weeks. He was making $80K/month in sales — but with zero cash cushion and no visibility. We set up a payroll projection calendar tied to his billing schedule. We reviewed upcoming draws and expenses every Friday. Just two small changes — accelerating invoices by 3 days and delaying one vendor payment — freed up $12K in the first month. Within 90 days, he had $25K in reserve and slept better before every payday.

Want to take the stress out of payroll?

Pick up your free copy of my new book, “The 7 Minute Conversation-How to Hear the Story Your Small Business Financial Statements Are Telling You-CONTRACTOR EDITION”.  Go to www.7MinuteConversationBook.com

Ready to find out where your cash and profits are really going? Book your free 15-minute Profit and Cash Flow Call with me. No pressure. Just real clarity. I’ll help you see where your money’s hiding — and what to do about it. Schedule at www.CashFlowCallWithLarry.com